How To Buy Spanish Property and Move to Spain Safely!

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 ‘HOW TO BUY SPANISH PROPERTY AND MOVE TO SPAIN – SAFELY’ 

CONTENTS

(Just look what is covered!!)

1. TO MOVE OR NOT TO MOVE

– Reasons why relocation does not work
– Avoid the problems
– Relocating choices
– Finding out the truth
– Effective research
– Rental rules

2. WHY MOVE – TO SPAIN?
– Positive factors
– Negative factors

3. LOCATION – LOCATION – LOCATION
– Financial cost of buying the wrong property
– Critical location guidelines
– Tools for success
– Minimum amenities
– Gilded cages
– The work factor
– Checking demographics

4. BASIC SPANISH LAND LAW
– Ubanizado (building land)
– Rural land
‘Land Grab’ and the redesignation of land
– Reclassification benefits and dangers

5. THE NATURE OF SPANISH HOUSING
– Traditional land use
– Modern development
– Illegal building within the countryside
– New estates
– Native Spanish market
– Coastal properties

6. TYPES OF PROPERTY IN SPAIN
– Adosado
– Apartamento
– Casa de Pueblo
– Casita
– Duplex
– Finca
– Masia
– Parcela
– Piso
– Solar
– Villa

7. CHOOSING YOUR SPANISH PROPERTY
– Legal
– Transparent liabilities
– Nota Simple
– Resaleable

8. FINDING YOUR PROPERTY IN SPAIN
– Internet
– Estate agents
– Relocation agents
– Urbanización (estate) management
– Bank in Spain
– Auctions
– Se Vende signs
– Advertisements
– Networking

9. THE SPANISH PROPERTY PROFESSIONALS
– Conveyancing lawyer
– Power of Attorney
– Building Surveyor
– Notary
– Bank
– Summary

10. PROPERTY FINANCE AND ENABLING
– NIE number
– Costs of relocation
– Specific property buying costs
– Finance
– Bank in Spain
– Currency transfers
– Mortgages
– Tax avoidance

11. NEGOTIATING THE DEAL
– Sale price of Spanish property
– Items to be included
– Date for Escritura (‘Completion’)
– Date for Private Contract
– Date for main deposit
– Services

12. THE LEGAL PROCESS
– Route A – Classic
– Agreement in principle
– Private Contract with main deposit
– Sign Escritura (‘Completion’)
– Route B – Informal deposit
– Route C – Straight to Escritura
– Route D – Reserve deposit

13. LOOSE ENDS
– Building and contents insurance
– Services contracts
– Register with Town Hall
– Register Escritura

14. CONSTRUCTION PROBLEMS
– New builds
– Decenal (10 year guarantee) problems
– General short term builder liability
– Examples of new build problems
– First occupation license
– Damp
– Subsidence
– Retaining wall movement
– Rot and insect attack
– Reinforced concrete steel decay
– Swimming pool defects
– Defective services
Older Properties
– Examples of older property problems
– Subsidence
– Retaining wall movement
– Rot and insect attack
– Reinforced concrete steel decay
– Swimming pool defects
– Defective services
– Planning permissions and licenses
– Building and reform projects

15. WORK IN SPAIN
– Work in Spain options
– Employment
– Self-employment
– Partnership
– Limited Company
– Working envirnoment
– Working life

16. HEALTHCARE
– Free healthcare in Spain
– Healthcare out of Spain
– Temporary travel to Spain
– Private healthcare in Spain
– Dentists, opticians, physiotherapists
– Pharmacies
– Residential homes

17. SPANISH SCHOOLS AND EDUCATION IN SPAIN
– The law
– Spanish School timings
– Schools
– Spanish State primary schools
– State secondary schools
– State universities and polytechnic universities
– Kindergartens
– Semi-private schools
– Private Spanish schools
– International schools in Spain
– Private universities
– Age sensitive education in Spain
– Passing academic year
– State, private or international schooling?
– Sport
– English language
– Summary

18. DOMESTIC ANIMALS AND WILDLIFE
– Taking your animal to Spain
– Returning your animal to the UK
– Owner´s liability
– Public areas
– Common diseases and problems with pets
– Advice from Spanish vets
– Spanish attitude to animals
– Animal rescue
– Dangers animals in Spain

19. VEHICLES, MOTORING AND TRANSPORT
– UK registered vehicle
– Legal requirements
– Car ownership
– Motor tax and MOT
– Spanish driving license
– Motoring
– Traffic accident
– Public transport

20. LETTING YOUR SPANISH PROPERTY
– The dangers
– Business registration
– Marketing

21. MONEY AND PENSIONS
– Personal discipline
– Financial affairs
– Gestors
– Pensions in Spain

22. RESIDENCY
– The law
– Reality
– Situation normal….
– Action
– Paying tax

23. WILLS AND INHERITANCE TAX
– Intestacy
– The law
– Types of Spanish Will
– Making a Spanish Will
– Tax avoidance and Inheritance Tax in Spain
– Summary

24. CONTRACTS AND DISPUTES
– Asking for trouble
– Outline contract law
– Oral agreement
– Written agreement
– Notarised agreement
– Written contracts
– Disputes
– Formal mediation
– Legal action
– Outline civil action
– Judgement
– Appeals
– Costs
– Your lawyer

25. THE SPANISH POLICE AND EMERGENCY SERVICES
– Spanish Police
– Guardia Civil
– Policia Nacional
– Policia Local
– Others and intelligence force
– Recognise the Spanish police
– If a crime occurs
– Rights upon arrest
– Fire service
– Ambulance service
– Accident and Emergency departments
– Emergency telephone numbers

26. IN PERSPECTIVE

TERMS AND DEFINITIONS

FURTHER INFORMATION

CONTRIBUTORS

THE AUTHOR

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80,000 words – 325 pages!
26 sections!
plus over 160 vital Spanish Terms and Definitions
plus Useful Contacts

9 highly qualified, professional contributors (Spanish and British)
Written by a Spanish industry ‘insider’ and professional author